Requirements for Business Loan

Time in Business:
We make loans to businesses that have been generating revenue for 1 year.

US Canada and Puerto Rico-based business.

Over 250 different industries, including restaurants, retailers and other service providers.

Because we value cash flow over credit scores, we work with small business owners with a wide range of personal credits scores

Features and Benefits

  • 1 page application for pre-qualification no other paperwork necessary
  • No collateral required
  • Response in 30 min or less
  • No need to accept Credit Cards
  • No application fees
  • No collateral necessary
  • Fill out our Application Today!

    business loan application

    Download our Application, save to your computer, fill it out and send it to us:
    Email: or
    Fax: 888-501-1183

    Real capital for real business on your terms

    We know how frustrating it can be when you see opportunities you can't act on because you don't have the right financing. The reality is, lots of small business loan applications get rejected by banks. But the good news is, that Consolidated Funding Inc is ready to help meet your needs with real capital that lets you control payments on your terms.

    Rethink your small business loan options

    At Consolidated Funding Inc we're all about helping meet to your financing needs. Plus, you can count on the predictability of smaller, fixed payments to help plan and manage cash flow better. And unlike with others, the application process takes hours, rather than weeks.

    "Yes" approach to business underwriting

    We're totally different from those "old logic" finance companies that rely mainly on your personal credit score and collateral. Instead of focusing on just these one or two factors, Consolidated Funding Inc works hard to help meet your needs.

    Choose the loan terms that work best

    With Consolidated Funding Inc choice is key. Are you solving for a specific dollar amount, or the smallest payments or the shortest term? We're ready to help you select the terms that are right for your needs.

    Bank Loan
    SBA Loan Home Equity Loan Credit Cards Consolidated Funding
    Inc Business Loan *
    May qualify even if turned
    down elsewhere
    Minimal documentation
    Fast approval process
    No personal collateral
    Get funding in as few
    as 5-10 days

    Small businesses need flexibility

    You have the power to determine your daily payment amount, so you can manage cash flow on your terms. Not somebody else's.

    Loan FAQs

    For your reference, here are some questions that most often come up about a business loan through Consolidated Funding Inc. Don't see your question feel free to contact us, 888-502-8883.

    What's a business loan through Consolidated Funding Inc *?

    A commercial loan with fixed payment amounts, a maturity date, etc. But a business loan through Consolidated Funding Inc is much more flexible than a traditional business loan because you have a say in crafting how much the loan is for, how long it will be outstanding and your payment amounts.

    Which businesses qualify?

    Many businesses could qualify for a business loan through Consolidated Funding Inc, as long as they've have been under the same ownership at the same location for at least two years, and meet other general qualifications. There are some industries that won't qualify for a business loan through Consolidated Funding Inc, including (but not limited to) the adult entertainment, gambling, real estate mortgage or collections industries.

    How much can my business get?

    A qualified business could receive up to $500,000 per location.*

    How long does the approval process take?

    We make our initial risk determination in minutes. It usually takes a few business days to get approved and funded. Bigger deals take a bit longer.

    Will you review the owner's credit history?

    Yes. As with any loan, the guarantor's credit history will be reviewed as part of the borrower's qualification process. But unlike traditional loans, an owner's damaged credit history isn't an automatic disqualifier for the business.

    Does the business owner need to pledge personal collateral?

    The business owner doesn't need to pledge personal collateral, but the business will be expected to pledge its assets as collateral.

    Who do I contact with questions about my account?

    Customer Support can be reached through chat, push to talk, or the old fashioned way - just pick up your phone and dial us at 1-888-502-8883 (Monday-Friday from 8 AM - 5:30 PM EST).

    Can I get a start-up Loan?

    These loans are for businesses that have been operating under the same ownership for a minimum of two years. We do not offer start-up loans.

    Do I need to process credit cards?


    Fill out our Application Today!
    business loan application