• Accepts credit cards as a mode of payment
  • Processes a minimum of $5,000.00 in credit card sales per month
  • Has been in business for at least 6 months
  • Seasonal businesses must provide 12 months of sales records; 4 months for non-seasonal businesses

  • No application fees

  • No collateral required
  • Pay as you grow
  • 99% Approval
  • No fixed payments -flexible programs
  • No fixed time frames for repayment
  • Completely automated process
  • You are NOT REQUIRED to change your credit card processor.

  • Features & Benefits

  • No application or late fees
  • No collateral required
  • Funding in 7 Days or less
  • Unrestricted use of funds
  • No restrictions on business types
  • Simple application process
  • 24 hour approval in most instances
  • Low documentation programs available
  • Great rates and affordable terms
  • Exceptional customer service

  • Fill out our Application Today!

    business loan application

    Download our Application, save to your computer, fill it out and send it to us:
    Email: or
    Fax: 888-501-1183


    The history and popularity of the merchant cash advance is closely tied to the growth and acceptance of credit cards and merchant accounts. As more and more businesses opened merchant accounts to accept credit cards as a form of payment, financial pioneers, such as Consolidated Funding, Inc., were then able to start extending business cash advances based on the cash flow passing through those merchant accounts. Your monthly credit card sales will determine the amount of your business cash advance, and your personal comfort level will be a substantial factor in setting your repayment schedule

    3 Easy Steps to Qualify

    Fill out our One Page Application

    Your Last 4 Months
    Processing Statements
    (we may require 12 months if the business is seasonal)

    3 Most Recent Bank Statements

    Minimum Merchant Requirements

    • 6 Months in Business
    • 6 Months of Ownership
    • Processed at least $5.000/month
    • Not home-based or Internet Business
    • One year or more remaining on lease

    Complete applications:

    Decision is rendered in 1 business day and you receive status notification:

    1. Pre-Qualified: Formal funding options are provided.
    2. Pending Applications: We specify certain additional information that's needed before a decision can be made.

    You can choose from several FLEXIBLE PROGRAMS to meet your business needs. We understand each and every business is different and will not fit into the same program.